Our Associates

Mike CarterMike Carter
Financial Services Professional/ Agent

44 years service ago I entered this industry and became specialized in Life Insurance, Annuities as well as Long Term Care Insurance. My passion is built around planning for Estates, Business and Personal insurances. The experience that I have gained build a distinguished honor of being a Life Member of Million Dollar Round Table (MDRT). I have been a member of the great organization of NAIFA. I am very involved, in Church Activities, enjoying very large and extended Family, Supporting Boy Scouts Of America,  Water Sports, Hunting and Shooting Sports.


E: carterm@ft.newyorklife.com  W: www.newyorklife.com/agent/carterm



Mark ForsstromMark T. Forsstrom, CLU®, ChFC®

Financial Services Professional/ Agent

  Mark has lived in Las Vegas since 1967.  He graduated from the University of Nevada, Las Vegas with a Bachelors of Science in Business Administration Degree in May of 1984. In December of 1984 he joined  New York Life.  He has qualified for Council every year in the business.  He is also a qualifying and Life Member of the Million Dollar Round Table.  Mark has 28 years with New York Life including 4 years as a Manager responsible for recruiting and developing new agents.  He became a Registered Representative In 1985 and earned  the Chartered Life Underwriter professional designation in 1993 and the Chartered Financial Consultant professional designation in 1995.  Mark is affiliated with Eagle Stategies LLC as a Financial Adviser.  He is also serving as a board member of the local chapter of the National Association of Insurance and Financial Advisors.  He has also served as President of his local chapter of the Society of Financial Services Professionals.  Mark is the proud father of two boys Andrew and Cory.  Both of them are attending UNLV and are planning on graduating soon. He enjoys atv’s, fishing, hunting, camping, snow skiing, snowmobiling and golf.  He has served as a Scoutmaster in Boys Scouts for many years and is proud that both of his sons have earned the rank of Eagle Scout.  Mark enjoys working with his clients and helping them achieve their financial goals.

Frank L. King
Financial Services Professional / Agent

  In the industry through New York Life for 18 years.  Previous background was construction related in small business. That back ground helps to understand the challenges business owners face today especially with cash flow and trying to create a retirement that can be spent and enjoyed.  Agent of the year two times as well as many other industry awards.  I am a licensed provider of the "Wealth in Motion" financial process that has been around for 32 years and was invented by an economist Bob Castilione. It is a process that will provide financial stability in challenging times and when properly used help to assure that all wealth may be spent at retirement over a reasonable retirement period without running out of money. It is a process that removes all sales hype and gets to the truth.  Focus is on small business owners, govt. employess and educators in order to maximize pensions and create self made pensions to be spent at retirement. It is important to address financial stability today in order to move forward.  Active in my local chapter of the Optimist Club which is helping to provide funding for a local children's home. Children are the future and we need to help them.  Married 23 years to Janet and she has two children Garret and Lindsay. I have two children Adria and Blake.  I love to golf and go out to dinner with Janet.

Kenneth J. Truman LUTCF
Financial Services Professional / Agent

  As with most other things in life, the key to achieving your long-term financial objectives is planning. Your goal may be to fund your children’s college education, protect your family during your working years, or guarantee your own retirement security. These things won’t happen by accident. It’s important to determine what you’d like to achieve financially and then map out a strategy that will help you meet those goals. The good news is that it’s never too late to start.Of course, planning your financial future can be intimidating. Luckily, you don't have to do it alone. As a New York Life insurance agent, and a Registered Representative of NYLIFE Securities LLC, I am a trained professional who can help you identify your financial needs and then determine which insurance and financial products can best help you meet your objectives. Please use my Web site as a resource, and do not hesitate to contact me for additional information or to schedule a meeting.

Neal Waters, CL
Financial Services Professional / Agent

  Neal Waters began his career as an agent with New York Life in 1984 after attending UNLV.  Over the years he has been awarded with many distinguished honors such as Agent of the Year, Life Leader, Annuity Leader and Mutual Fund Leader for the Las Vegas Office. He has received his CLU® designation from the American College.  As a leader in the industry, Neal is a Qualifying and Life Member of the MDRT, has served as local and state of NV President for the National Association of Insurance & Financial Advisors.  He has also served on the local board of the Society of Financial Service Professionals.  He is active in the Community having served as the past Chairman of the Board of a local Credit Union as well as being active in the Boy Scouts of America and many years of service in his Church.  Neal and his staff have given impeccable attention and service to his growing clientele of business owners and individuals throughout the community.  Neal resides in Henderson with his wife Jeannie of 30 years.
Randy Weaver
Financial Services Professional/ Agent

  Randy Weaver has been involved in the Financial Services Industry since 1984. He is a Life Council Member of New York Life, Life Member of the prestigious Million Dollar Round Table and 26 year member of the National Association of Insurance and Financial Advisors. He has been awarded several “Agent of the Year” distinctions, is a District Agent with New York Life and a member of the Nautilus Group, a service of New York Life and a resource for estate conservation and buisness succession ideas that is made available to a limited number of subscribing agents.  Randy specializes in Asset Protection, Corporate Benefits and Pension Planning.

Randy is located at:
6325 S. Rainbow Blvd. Suite 400 Las Vegas, NV 89118

Phone: 702-796-2022

Robert A. Zaniewski, CLU®, ChFC®, RHU®

Financial Services Professional/ Agent

 Robert spent 35 years with the New York Life with 13 of them as a Life Product Consultant. He received his BS from the University of Maryland with a Master's of Science Financial Services. Currently he is only looking to add a few clients that he can focus on making their assets work harder for them. As he has focused on himself, he can focus on client centered needs and not his own. Robert has been married for 40 years to Penny who he has three children with along with their wonderful spouses and 8 grandchildren to help focus their time.




Erick Buckley, LUTCF
Financial Services Professional/ Agent

1. Graduated from UNLV in 2002
2. Started career with New York Life in 2003
3. 2006 New Agent of the Year
4. Consistant New York Life Council Program Qualifier
5. Has won numerous awards for Life Insurance and Annuity Production while at New York Life
6. Member of Million Dollar Round Table (MDRT) since 2008

Practice is focused primarily in the local small business market helping clients in the areas of business succesion, Retirement, and Estate planning.



Jennie Kim, LUTCF
Financial Services Professional/ Agent

6323 S. Rainbow Blvd. Suite 400
Las Vegas, NV 89118
(702) 575-8871
9 years with New York Life
NAIFA Member
Board member Asian Chamber of commerce
Member-Asian Bar of Las Vegas
Member-Nevada Opera Theatre





Ma. Beth Musni Milligan



MA. BETTY M. MILLIGAN was born and raised in the PHILIPPINES and joined New York Life in September of 2008. Since then, she has qualified as a consistent Council agent, Centurion, Highest Paid Cases every year, recipient of Life Foundation Award, Life Stars for Individual Life and Ben Feldman Award, and an active member of NAIFFA. She was also a member of the Million Dollar Round Table for 8 consecutive yrs., Hall of Fame, International Jetsetter, Chairman's Board and a Centurion from her previous Insurance company. Her expertise include retirement and educational funding, long term care insurance and mortgage protection  For Beth, this career is indeed a very "Noble Profession".


Office address: 6325 S Rainbow Blvd, Las Vegas NV 89118

Email: mmmilligan@ft.newyorklife.com

Phone: (702)917-3406


Christine ParmanChristine Parman
Financial Services Professional/ Agent


Christine Parman (formerly known as Christine LoRusso) began her financial services career in 2005 with an internship at the New York Life office in Reno, NV, while completing her bachelors degree in accounting at the University of Nevada, Reno.  With a long-held desire to run her own business, she quickly realized this career was the perfect fit, allowing her to become a trusted professional and friend to her clients and truly help people reach their goals.   Christine is dedicated to developing lasting relationships with all her clients. She believes in helping each person become confident in assessing his or her financial goals and participating in the financial management process.  One of the benefits of working with Christine is her ability to provide clear, easily understood explanations of financial products and services. 

Christine has quickly become a leader in the industry, having qualified for New York Life's Executive council in 2008, 2009, 2010, 2013 and the elite Presidents council in 2011 and 2012.  She has also qualified as a member of the prestigious Million Dollar Round Table in 2009-2012.  She holds her LUTCF designation, is a member of NAIFA.  Christine has gained notoriety for giving presentations at many medical, dental, and nursing schools as well as area fire academies and medical groups throughout Nevada and California.

Christine is married to Brian and lives in Las Vegas, NV while also maintaining a home in Reno to be able to dedicate time to her extended family and clients in the Reno area

W: www.ChrisLoRusso.com  P: 775-544-3882 cell  O: 702-796-2135  F: 702-796-3930  A: 6325 S. Rainbow Blvd., Suite 400 Las Vegas, NV. 89118

Ramamoorthy SubramanianRamamoorthy Subramanian
Financial Services Professional /Agent
  Ram Subramanian a veteran from Indian Air Force has successfully guided high net-worth clients. The majority of his clients are Physicians and Business owners. He has been a member of MDRT (Million Dollar Round Table) right from the begining of his career which shows his commitment and outstanding achievement of his services rendered by him. He is an active member of NAIFA. He has won numerous awards, to name a few, Ben Feldman Award, Super Star Life Award, Consecutive Executive and President Council Awards, Pacific region Sales Award and the most acclaimed Agent of the Year Award for the year 2012. He has been appreciated by many South Asian physicians of Las Vegas as the go to person for retirment & insurance planning. His philanthropy is well known in the South Asian Community, He also supports local school and other organizations such as Ekal Vidhyalaya and APPNA.  Ram specializes in Defined Benefit Plans for small business owners, Asset Protection and Legacy planning.
Lenore WhitfieldLenore Whitfield

  With over 10 years in the industry, and more than half of them at New York Life, Lenore has been focusing on helping people to secure their retirement and protect the ones they love. She has had a rich history working in the teacher's retirement market and built her business by helping educators. Since joining New York Life  she has expanded to specialize in helping business owners with their retirement and healthcare needs by personalizing their solutions to their specific needs.  Hailing from Rochester, New York, Lenore is a mother of four and grandmother to a wonderful grandson and new grandaughter. In her spare time she enjoys hitting the greens, socializing, and of course, shopping to make sure no pair of shoes goes unpaired.Lenore is dedicated to her current and future clients and is passionate about helping them to reach financial security.

Grant ButakGrant Butak

A native Las Vegan, who graduated with BSBA in Business and Marketing from UNLV, I came from a background in Food & Beverage, Advertising and Medical before entering New York Life, almost 5 years ago. I specialize in Business insurance planning, Estate Planning as well as personal retirement planning.

Personally, I am a big fan of sports, coaching a youth soccer team and working with wood from building and reconditioning. I volunteer with organizations that include the military, animals and children.

P: 702-810-6217   O: 702-796-2107   E: GButak@ft.newyorklife.com   A: 6325 S Rainbow Blvd, Las Vegas NV 89118



Jeff FreiJeffrey K. Frei
Financial Services Professional/ Agent

Jeff has been in the insurance and financial services industry since 2009. Before that he worked in public accounting for 6 years. He attended Southern Utah University and graduated with a Bachelors of Science in Accounting.

P: 702-796-2110  E: jkfrei@ft.newyorklife.com  A: 6325 S. Rainbow Blvd., Suite 400 Las Vegas, NV. 89118






John La Grange
Financial Services Professional/ Agent

John is one of the newest members to the Las Vegas General Office, with 12 years experience in the industry he brings a great deal of experience and commitment to his clients. John is a proud member of the Million Dollar Roundtable, MDRT (2013), the Premier Association of Financial Professionals.

He is an active runner and enjoys vacationing with his family.

O: 702-796-2034  P: 702-347-0194

E: jlagrange@ft.newyorklife.com F: 866-434-2643



Frank A. Sposato

Frank has spent the last 4 decades working with and helping people through various stages of their lives.  He has a diversified background that includes Real Estate development and sales as well as residential design and construction.  He was a Senior Investment Associate with The Bentley Group Real Estate Advisors, an Intake Specialist/Paralegal and Consumer Debt Consultant with Haines & Krieger Law, and partner in a real estate and land development corporation based in Costa Rica where he lived during that portion of his career.  Frank is a licensed insurance agent  He is also a private pilot and enjoys skiing and traveling.

P : 702-275-6184   O: 702-796-2014  E: fsposato@ft.newyorklife.com  Web: https://www.newyorklife.com/agent/fsposato

A: 6325 S. Rainbow Blvd., Suite 400 Las Vegas, NV. 89118

Kelly WareKelly Ware

  Kelly Ware is a 6 year insurance professional. She started her career in the group health market and continued to add and grow her product line to include New York Life products starting in 2009, when she joined New York Lfie. Working solidly in the Group Business Benefit market Kelly has become a experienced professional at putting together a benefit package for your business that covers all the needs of the owners and employees but is cost effective for the business, as well. Kelly can offer one stop shopping for groups of 2-20,000.




Kenneth Cox Jr.Kenneth Cox Jr.

2 years ago I joined New York Life. I really have a passion for my industry, and how it helped change not only my family and friends but also my clients' lives. I graduated with a BSBA in Economics from UNLV and I am very active in the Rotary of Las Vegas West, Nevada Gold Star Families, Make-A-Wish.

I am a huge fan of Golf and Motorsports.


P: 702-301-7855  E: kacox@ft.newyorklife.com   Web: www.facebook.com/KennethCoxNYL                                              

A: 6325 S. Rainbow Blvd., Suite 400 Las Vegas, NV. 89118




Tami IllingworthTammi Illingworth
Financial Services Professional/ Agent

Registered Rep
6325 S Rainbow Blvd
Ste 400
Las Vegas, NV 89118
(702) 524-4228
2 years of service with New York Life



Abel ModestoAbel Modesto

Se habla español

A long time resident of Las Vegas, NV, Abelardo Modesto joined The New York Life in early 2013 as a Life Insurance Agent. Abelardo serves the Latino community for The New York Life Cultural Market. He held various positions in the Food Industry before he joined New York Life. He completed his education in his home country, Mexico and has attended various continuing education classes to become more specialized for his current position with New York Life.

P: 702-324-5767   E: amodesto@ft.newyorklife.com   A: 6325 S. Rainbow Blvd., Suite 400 Las Vegas, NV. 89118



Matthew StewartMatthew Stewart
Financial Service Professional/ Agent  

Se habla español

Matthew Stewart, a Las Vegas native joined New York Life in 2012. He works with small business owners and families throughout the valley assisting them with their insurance and investment needs. Matthew is a Registered Representative with NYLIFE Securities LLC and is very passionate about the services he provides his clients. Before joining New York Life Matthew attended UNLV and served a 2 year mission for his church in El Salvador which enabled him to become fluent in Spanish. Matthew is also an active member of NAIFA and has always been active in the Boy Scouts of America. He is married to his loving wife Chantal and have a beautiful daughter.  Matthew enjoys playing golf, soccer and is a Bay Area sports fan.

P: 702-557-5742   O 702-796-2050   E: mcstewart@ft.newyorklife.com  A: 6325 S. Rainbow Blvd., Suite 400 Las Vegas, NV. 89118

Laura AlcarazLaura Alcaraz

Laura loves spending time with her family and taking short weekend excursions to California, Utah and Arizona. She has a playful puppy who keeps her and her family very busy at home. Both the dog and her daughter enjoy the dog park and playing together.


P: (702) 885-4949  O: (702) 796-2041  F: (702) 796-3930  E: LALCARAZ@ft.newyorklife.com

A: 6325 South Rainbow Blvd, Suite 400 Las Vegas , NV 89118




Dennis CarterDennis Carter

  Dennis is a second generation agent and was born and raised in Las Vegas.  He earned his BSBA in accounting at UNLV and spent five and a half years with a local CPA firm here in the Valley.  Prior to joining New York Life, he also spent a year as an Assistant Controller with one of the local hospitals.  His move to New York Life has enabled him to apply the experience he gained in the accounting and finance industry to the personal needs and goals of his clients.  Outside of work, Dennis enjoys spending time with his wife and four children as well as volunteering his time to his church.

As a New York Life agent, Dennis does NOT provide tax or accounting advice.

Dennis R. Carter can be reached at:

P: 702.845.0681  E: drcarter@ft.newyorklife.com  Web: www.newyorklife.com/agent/drcarter   A: 6325 S. Rainbow Blvd., Suite 400 Las Vegas, NV. 89118

Stephanie GordonStephanie Gordon

Stephanie Gordon is a recent addition to the New York Life family.  She graduated from the University of Illinois at Urbana-Champaign in 1998 with a Bachelors of Arts and Sciences Degree specializing in Middle East and African Studies.  Her early career in business was in the high tech industry in Israel in Customer Service and Product Management and later she moved into International Sales and Marketing with clients located in over a dozen countries.  She is fluent in English and Hebrew, and has a knack for working with people of different cultures.   As a businesswoman and a mother of four, Stephanie understands the importance of protecting what you value most, whether it’s your business or your family.   Since joining New York Life in 2013, one of her primary focuses has been using the resources of this industry giant to help create charitable giving opportunities in the community.   Aside from spending time with her family, Stephanie enjoys yoga, reading, fine spirits tastings, and volunteering.

A: A: 6325 S. Rainbow Blvd., Suite 400 Las Vegas, NV. 89118

O: 702-796-2066   E: slgordon@ft.newyorklife.com  

Mildred HerreraMildred Herrera

Mildred Herrera joined New York Life last June 2013.  A very new  agent, fresh blood in this financial institution found herself  to be very productive and aggressive in this field.  In a matter of 2 months she was a recipient of Career Life Success Award (Early Achievement Breeds Ultimate Success) and qualified for Career Life  Producer Award in  4 months with the criteria of producing  40 life cases in 6 months.  She is an active member of Filipino/American Association in Las Vegas which attributed to her success on previous job as Liaison Officer in Home Health Care she used to be with.  She held different positions in  Healthcare Industry such as Accounting, Human Resource, Billing and other Administrative function.  Mildred Herrera is committed to providing life insurance, retirement planning, college funding and mortgage protection to all her existing and future clients.  She graduated from La Consolacion College, Manila with a degree of Bachelor of  Science in Business Administration major in Management.  She wants to be “The best of what she can be and she knows that the BEST is yet to come.”

E: mmherrera@ft.newyorklife.com  A: 6325 S Rainbow Blvd , Las Vegas NV 89118

Jesus SandovalJesus Sandoval 

In the 5 years following one of the worst financial crashes in US history, Jesus worked with clients in the banking industry in their financial products division. During that time he helped them with IRA roll-overs, Financial needs analysis, mortgage refinances, CD's and Money Market Accounts to enhance and improve their financial well being. He worked with small business owners to secure business loans and business lines of credit to enable them to continue and expand their businesses.

He brings these areas of expertise to New York Life and plans to expand his abilities to include helping clients plan for their family's financial well being and provide a legacy that will live well beyond their own lives.  Jesus is a Career Life Success Award recipient.  He is also a lover of dogs and has a St. Bernard.


Trish Juco BaumanTrish Bauman 

   Trish Juco Bauman grew up in South Farmingdale, Long Island, NY, and moved to Las Vegas, NV in 2001.  She enjoys spending her free time with her husband, Jameson and their 8-year-old daughter, Allie, and their two dogs, Maximus and Aeris.  She has a love of technology, photography and movies.  She has 3 sisters, comes from a large family and travels to Pasadena at least once a month to visit her parents.  She has a management background stemming from years of experience in retail, restaurant and the hospitality industry.  She is a Career Life Success Award recipient and continues to strive to educate people in planning for protection, accumulation and distribution.

E: pbauman@ft.newyorklife.com

C: (702)302-1248 O: (702)796-2026


*Individuals identified as Financial Services Professionals in this section are Registered Representative 
of NYLIFE Securities LLC (Member of FINRA & SIPC), a Licensed Insurance Agency and a wholly-owned subsidiary of New York Life Insurance Company.